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Does the guarantee limit apply to one account or to all accounts of a depositor in the respective bank or credit union?

The maximum amount that can be disbursed to a single depositor at the respective bank or credit union on account of the BFG guarantee is the PLN equivalent of EUR 100,000, irrespective of the number of accounts held by the depositor with that bank or credit union. The sum of all receivables due from the bank or credit union (the sum of all deposits held in all of the depositor’s name-registered accounts plus other guaranteed receivables) is the basis for calculating the amount to be disbursed by the Fund.