{"id":18461,"date":"2025-04-05T14:09:26","date_gmt":"2025-04-05T12:09:26","guid":{"rendered":"https:\/\/bfg.pl\/?post_type=faq&#038;p=18461"},"modified":"2025-05-21T11:22:25","modified_gmt":"2025-05-21T09:22:25","slug":"are-joint-accounts-covered-by-the-bfg-guarantee","status":"publish","type":"faq","link":"https:\/\/bfg.pl\/en\/faq\/are-joint-accounts-covered-by-the-bfg-guarantee\/","title":{"rendered":"Are joint accounts covered by the BFG guarantee?"},"content":{"rendered":"<p>Joint accounts are also covered by the BFG guarantee. The guaranteed amount in such case is calculated separately for each joint account holder. The amount due to a depositor from a joint account is calculated in the following way: the funds in the account are divided among all the joint account holders in accordance with the provisions of the account agreement, or if there are no such provisions, equally among all the joint account holders, and then the amount guaranteed for each portion is calculated.<\/p>\n","protected":false},"template":"","format":"standard","class_list":["post-18461","faq","type-faq","status-publish","format-standard","hentry"],"acf":[],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.9 - aioseo.com -->\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/bfg.pl\/en\/faq\/are-joint-accounts-covered-by-the-bfg-guarantee\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.9\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/bfg.pl\\\/en\\\/faq\\\/are-joint-accounts-covered-by-the-bfg-guarantee\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/bfg.pl\\\/en\\\/#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/bfg.pl\\\/en\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/bfg.pl\\\/en\\\/faq\\\/are-joint-accounts-covered-by-the-bfg-guarantee\\\/#listItem\",\"name\":\"Are joint accounts covered by the BFG guarantee?\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/bfg.pl\\\/en\\\/faq\\\/are-joint-accounts-covered-by-the-bfg-guarantee\\\/#listItem\",\"position\":2,\"name\":\"Are joint accounts covered by the BFG guarantee?\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/bfg.pl\\\/en\\\/#listItem\",\"name\":\"Home\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/bfg.pl\\\/en\\\/#organization\",\"name\":\"Bankowy Fundusz Gwarancyjny\",\"description\":\"Bankowy Fundusz Gwarancyjny\",\"url\":\"https:\\\/\\\/bfg.pl\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/bfg.nfinity.pl\\\/wp-content\\\/uploads\\\/bfg-logo.png\",\"@id\":\"https:\\\/\\\/bfg.pl\\\/en\\\/faq\\\/are-joint-accounts-covered-by-the-bfg-guarantee\\\/#organizationLogo\"},\"image\":{\"@id\":\"https:\\\/\\\/bfg.pl\\\/en\\\/faq\\\/are-joint-accounts-covered-by-the-bfg-guarantee\\\/#organizationLogo\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/bfg.pl\\\/en\\\/faq\\\/are-joint-accounts-covered-by-the-bfg-guarantee\\\/#webpage\",\"url\":\"https:\\\/\\\/bfg.pl\\\/en\\\/faq\\\/are-joint-accounts-covered-by-the-bfg-guarantee\\\/\",\"name\":\"Are joint accounts covered by the BFG guarantee? 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