{"id":18474,"date":"2025-04-01T05:14:12","date_gmt":"2025-04-01T03:14:12","guid":{"rendered":"https:\/\/bfg.pl\/?post_type=faq&#038;p=18474"},"modified":"2025-05-21T11:23:50","modified_gmt":"2025-05-21T09:23:50","slug":"what-happens-to-funds-in-excess-of-the-amount-guaranteed-by-bfg-can-they-be-recovered","status":"publish","type":"faq","link":"https:\/\/bfg.pl\/en\/faq\/what-happens-to-funds-in-excess-of-the-amount-guaranteed-by-bfg-can-they-be-recovered\/","title":{"rendered":"What happens to funds in excess of the amount guaranteed by BFG? Can they be recovered?"},"content":{"rendered":"<p>The funds in excess of the BFG coverage limit constitute depositors\u2019 claims against a bank or credit union. Following a declaration of bankruptcy, depositors are entitled to pursue their claims under the general rules of the<em>\u00a0Bankruptcy and Reorganisation Law<\/em>. Those funds constitute depositors\u2019 claims against the bankruptcy estate of a bank or credit union. 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