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Annual report of the Bank Guarantee Fund
2020
1. Foreword from the Chairman of the Council and the President of the Management Board
of the Bank Guarantee Fund
4
2. Key abbreviations
6
3. General information
8
3.1 Legal grounds
9
3.2 Mission and tasks of the Bank Guarantee Fund
10
3.3 Organisation of the Bank Guarantee Fund
10
4. Guaranteeing deposits
14
4.1 Rules for guaranteeing deposits
15
4.2 Reimbursement process of covered deposits
17
4.3 The fulfilment of the guarantee condition for banks in the case of which the Bank Guarantee Fund applied
to the competent court for the declaration of bankruptcy
19
4.4 Reimbursements of covered deposits in 2020
20
4.5 Expiry of depositor claims
21
4.6 Guarantee activities in 1995–2020
21
4.7 Verification of data contained in bank and credit union calculation systems
24
4.8 Investigation and satisfaction of claims on account of the disbursement of guaranteed funds
25
5. Resolution
26
5.1 Rules for carrying out resolution
27
5.2 Resolution planning
28
5.3 Resolutions initiated
29
5.4 Resolution of Podkarpacki Bank Spółdzielczy w Sanoku
29
5.5 Resolution of Bank Spółdzielczy w Przemkowie
32
5.6 Resolution of Idea Bank S.A.
33
5.7 Other actions in the area of resolution
34
Contents
Contents