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Annual report of the Bank Guarantee Fund
2020
On the basis of the financial statements and the data contained in the EWS, the Fund monitored the economic and financial
situation of these banks and the fulfilment of the obligations under the support agreements concluded, in particular with regard
to the settlement of loss coverage guarantee agreements.
Settlement of loss coverage guarantee agreements (GPS)
In 2020, as a result of the settlements of loss coverage guarantee agreements:
the Fund’s receivables from Beneficiaries amounted to PLN 22,272.89 thousand;
the Fund’s liabilities towards Beneficiaries amounted to PLN 2,222.14 thousand.
The Fund’s accumulated receivables and liabilities from the beginning of the existing loss coverage
guarantee agreements until the end of 2020 amounted respectively to:
PLN 37,283.13 thousand;
PLN 13,844.66 thousand
Bank
Savings and credit union (SKOK)
Maximum liabilities of the Fund
(PLN thousand)
Alior Bank S.A.
SKOK Wyszyńskiego
27,652.27
Alior Bank S.A.
Powszechna SKOK
4,380.25
Alior Bank S.A.
SKOK Jaworzno
143,217.94
Pekao S.A.
SKOK im. Mikołaja Kopernika
9,228.91
PKO BP S.A.
SKOK Wesoła
58,841.91
Śląski Bank Spółdzielczy SILESIA
SKOK Profit
92.69
ING Bank Śląski S.A.
Bieszczadzka SKOK
7,924.50
Bank Spółdzielczy we Wschowie
Lubuska SKOK
1,037.77
BNP Paribas Bank Polska S.A.
SKOK Rafineria
14,723.25
Bank Millennium S.A.
SKOK PIAST
49,352.14
Total
PLN 316,451.63
Table 13.
Maximum value of liabilities under loss coverage guarantee agreements
The maximum liability of the Fund as of 31 December 2020, calculated on the basis of the value of assets covered
by guarantees of loss coverage resulting from the settled statements of banks, amounted to PLN 316,451.63 thousand. This
is the potential liability that would arise if there was a need to cover the loss in respect of all the property rights taken over.
On the basis of current analyses, it can be stated that such a risk does not exist.
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