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Annual report of the Bank Guarantee Fund
2020
Between 1995 and 2020, PLN 360.2 million were allocated for the disbursement of guarantee funds for 3,022.0
thousand eligible bank depositors.
Funds allocated to guarantee disbursements (in PLN million)
Including:
Year
Total
from fośg*
from liquid assets
of bankruptcy
estates
from the
bankruptcy estate
recovery fund
from the guarantee
fund
Number
of depositors
1995
105.0
85.9
19.1
0
-
89,939
1996
50.8
47.3
3.1
0.4
-
59,420
1997
6.4
4.7
0.6
1.1
-
10,418
1998
8.2
4.1
1.8
2.3
-
6,775
1999
4.7
0
2.0
2.7
-
1,572
2000
626.0
484.1
141.9
0
-
147,739
2001
12.5
0
4.5
8.0
-
2,658
2002
0.1
0
0.1
0
-
46
2003
0.1
0
0.1
0
-
27
2004
0.4
0
0.4
0
-
124
2005
0.1
0
0.1
0
-
99
2006
0.1
0
0.1
0
-
5
2007-2008
0
0
0
0
-
0
2009
0.004
0
0
0.004
-
1
2010-2014
0
0
0
0
-
0
2015
2,037.0**
2,036.9
-
-
-
33,147**
2016
145.7**
145.6
-
0.04
0.03
5,670**
Total
2,997.1
2,808.6
173.8
14.5
0.03
357,640
Funds for guarantee disbursements under the BFG Act applicable as of 9 October 2016 (in PLN million)
Including:
Year
Total
from the guarantee fund
Fośg***
Number of
depositors*
2017
0.2
0.2
0.0
184
2018
0.002
0.002
0.0
3
2019
24.7**
24.7
0.0
2,382
2020
0.0
0.0
0.0
0.0
Total all years
3,022.0
24.9
2,808.6
360,209
Table 7.
Funds allocated to guarantee disbursements to bank depositors in 1995–2020
*
By the end of 2016, the funds for the protection of guaranteed funds constituted the basic source of financing the disbursement of guaranteed funds to
depositors. Under the BFG Act, from 1 January 2017 to 31 December 2024, banks are obliged to create and maintain funds for the protection of guaranteed
funds to satisfy the claims of depositors, but these funds may be used to disburse guaranteed funds only after the funds from the guarantee fund of banks,
extraordinary contributions and funds from other own funds have been exhausted (excluding resolution funds).
**
The provided figures take account of the liabilities included in the list of depositors that require confirmation of data accuracy.
***
Entities subject to the guarantee scheme are obliged to establish and maintain guaranteed deposit protection funds by 31 December 2024 to satisfy
depositors’ claims.
Contents
Annual report of the Bank Guarantee Fund
2020
Between 1995 and 2020, PLN 360.2 million were allocated for the disbursement of guarantee funds for 3,022.0
thousand eligible bank depositors.
Funds allocated to guarantee disbursements (in PLN million)
Including:
Year
Total
from fośg*
from liquid assets
of bankruptcy
estates
from the
bankruptcy estate
recovery fund
from the guarantee
fund
Number
of depositors
1995
105.0
85.9
19.1
0
-
89,939
1996
50.8
47.3
3.1
0.4
-
59,420
1997
6.4
4.7
0.6
1.1
-
10,418
1998
8.2
4.1
1.8
2.3
-
6,775
1999
4.7
0
2.0
2.7
-
1,572
2000
626.0
484.1
141.9
0
-
147,739
2001
12.5
0
4.5
8.0
-
2,658
2002
0.1
0
0.1
0
-
46
2003
0.1
0
0.1
0
-
27
2004
0.4
0
0.4
0
-
124
2005
0.1
0
0.1
0
-
99
2006
0.1
0
0.1
0
-
5
2007-2008
0
0
0
0
-
0
2009
0.004
0
0
0.004
-
1
2010-2014
0
0
0
0
-
0
2015
2,037.0**
2,036.9
-
-
-
33,147**
2016
145.7**
145.6
-
0.04
0.03
5,670**
Total
2,997.1
2,808.6
173.8
14.5
0.03
357,640
Funds for guarantee disbursements under the BFG Act applicable as of 9 October 2016 (in PLN million)
Including:
Year
Total
from the guarantee fund
Fośg***
Number of
depositors*
2017
0.2
0.2
0.0
184
2018
0.002
0.002
0.0
3
2019
24.7**
24.7
0.0
2,382
2020
0.0
0.0
0.0
0.0
Total all years
3,022.0
24.9
2,808.6
360,209
Table 7.
Funds allocated to guarantee disbursements to bank depositors in 1995–2020
*
By the end of 2016, the funds for the protection of guaranteed funds constituted the basic source of financing the disbursement of guaranteed funds to
depositors. Under the BFG Act, from 1 January 2017 to 31 December 2024, banks are obliged to create and maintain funds for the protection of guaranteed
funds to satisfy the claims of depositors, but these funds may be used to disburse guaranteed funds only after the funds from the guarantee fund of banks,
extraordinary contributions and funds from other own funds have been exhausted (excluding resolution funds).
**
The provided figures take account of the liabilities included in the list of depositors that require confirmation of data accuracy.
***
Entities subject to the guarantee scheme are obliged to establish and maintain guaranteed deposit protection funds by 31 December 2024 to satisfy
depositors’ claims.
Contents
