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Annual report of the Bank Guarantee Fund
2020
4.8 Investigation and satisfaction of claims on
account of the disbursement of guaranteed funds
As of 31 December 2020, the BFG participated in 15 bankruptcy proceedings as a creditor on account of the disbursement
of guaranteed funds, with a total commitment of PLN 5,749,988.83 thousand. Three procedures concerned banks and the rest
were conducted against bankrupt credit unions. In Q3 2020, the bankruptcy proceedings against BS w Łaniętach (bankruptcy
declared in 1997) were completed.
In 2020, the Fund monitored the progress of bankruptcy proceedings, analysing their efficiency and further prospects, and made
comments in case of objections to the actions of receivers.
Satisfaction of the Fund’s claims
In 2020, the Fund satisfied its claims from bankruptcy proceedings in the amount of PLN 131,454.0 thousand, i.e. 3%
of the Fund’s total recognised claims in pending proceedings.
Overall, in the course of bankruptcy proceedings, the Fund recovered a total of PLN 1,004,781.2 million by the end
of 2020, which is 15% of the Fund’s claims pending in bankruptcy proceedings, including PLN 280 thousand recovered
in bankruptcy proceedings against BS Łanięta, which were terminated in 2020.
Table 10.
List of bankruptcy proceedings against banks and credit unions in which the BFG participates
No.
Bankrupt entity
Bankruptcy declaration
date
Guaranteed funds
(PLN thousand)
Claims of the BFG (PLN thousand)
capital
interest
2014 r.
817,483.30
432,753.60
0.0
1.
SKOK Wspólnota
26.09.2014
817,483.30
432,753.60
0.0
2015 r.
4,283,475.10
4,264,495.00
22,815.00
2.
SKOK Wołomin
05.02.2015
2,246,531.50
2,246,531.50
6,893.10
3.
Spółdzielczy Bank
Rzemiosła i Rolnictwa
w Wołominie (SK Bank)
30.12.2015
2,036,943.60
2,017,963.50
15,921.90
2016 r.
761,957.0
487,505.33
7,278.80
4.
SKOK „Polska”
13.04.2016
170,239.10
106,650.10
0.0
5.
SKOK Kujawiak
31.05.2016
183,877.90
130,738.50
5,041.60
6.
SKOK „Jowisz”
02.06.2016
81,930.00
30,511.40
0.0
7.
SKOK „Arka”
12.07.2016
93,145.70
39,540.40
1,089.70
8.
SKOK „Skarbiec”
29.09.2016
88,000.00
58,038.03
1,147.50
9.
BS w Nadarzynie
19.12.2016
144,764.33
122,026.90
0.0
2017 r.
685,238.7
392,827.60
658.50
10.
Wielkopolska SKOK
28.02.2017
284,199.96
105,381.2
0.0
11.
Twoja SKOK
19.06.2017
165,781.80
60,773.20
0.0
12.
SKOK „Nike”
03.07.2017
114,445.89
114,445.89
658.50
13.
SKOK „Wybrzeże”
21.11.2017
120,811.10
122,340.30
0.0
2019 r.
22,922.33
22,922.33
215.40
14.
BS Grębów
03.09.2019
22,922.33
22,922.33
215.40
2020 r.
0.0
108,374.18
30.10
15.
PBS Sanok
06.08.2020
0.0
108,374.18
30.10
Total
6,571,076.4
5,749,988.83
Contents
Annual report of the Bank Guarantee Fund
2020
4.8 Investigation and satisfaction of claims on
account of the disbursement of guaranteed funds
As of 31 December 2020, the BFG participated in 15 bankruptcy proceedings as a creditor on account of the disbursement
of guaranteed funds, with a total commitment of PLN 5,749,988.83 thousand. Three procedures concerned banks and the rest
were conducted against bankrupt credit unions. In Q3 2020, the bankruptcy proceedings against BS w Łaniętach (bankruptcy
declared in 1997) were completed.
In 2020, the Fund monitored the progress of bankruptcy proceedings, analysing their efficiency and further prospects, and made
comments in case of objections to the actions of receivers.
Satisfaction of the Fund’s claims
In 2020, the Fund satisfied its claims from bankruptcy proceedings in the amount of PLN 131,454.0 thousand, i.e. 3%
of the Fund’s total recognised claims in pending proceedings.
Overall, in the course of bankruptcy proceedings, the Fund recovered a total of PLN 1,004,781.2 million by the end
of 2020, which is 15% of the Fund’s claims pending in bankruptcy proceedings, including PLN 280 thousand recovered
in bankruptcy proceedings against BS Łanięta, which were terminated in 2020.
Table 10.
List of bankruptcy proceedings against banks and credit unions in which the BFG participates
No.
Bankrupt entity
Bankruptcy declaration
date
Guaranteed funds
(PLN thousand)
Claims of the BFG (PLN thousand)
capital
interest
2014 r.
817,483.30
432,753.60
0.0
1.
SKOK Wspólnota
26.09.2014
817,483.30
432,753.60
0.0
2015 r.
4,283,475.10
4,264,495.00
22,815.00
2.
SKOK Wołomin
05.02.2015
2,246,531.50
2,246,531.50
6,893.10
3.
Spółdzielczy Bank
Rzemiosła i Rolnictwa
w Wołominie (SK Bank)
30.12.2015
2,036,943.60
2,017,963.50
15,921.90
2016 r.
761,957.0
487,505.33
7,278.80
4.
SKOK „Polska”
13.04.2016
170,239.10
106,650.10
0.0
5.
SKOK Kujawiak
31.05.2016
183,877.90
130,738.50
5,041.60
6.
SKOK „Jowisz”
02.06.2016
81,930.00
30,511.40
0.0
7.
SKOK „Arka”
12.07.2016
93,145.70
39,540.40
1,089.70
8.
SKOK „Skarbiec”
29.09.2016
88,000.00
58,038.03
1,147.50
9.
BS w Nadarzynie
19.12.2016
144,764.33
122,026.90
0.0
2017 r.
685,238.7
392,827.60
658.50
10.
Wielkopolska SKOK
28.02.2017
284,199.96
105,381.2
0.0
11.
Twoja SKOK
19.06.2017
165,781.80
60,773.20
0.0
12.
SKOK „Nike”
03.07.2017
114,445.89
114,445.89
658.50
13.
SKOK „Wybrzeże”
21.11.2017
120,811.10
122,340.30
0.0
2019 r.
22,922.33
22,922.33
215.40
14.
BS Grębów
03.09.2019
22,922.33
22,922.33
215.40
2020 r.
0.0
108,374.18
30.10
15.
PBS Sanok
06.08.2020
0.0
108,374.18
30.10
Total
6,571,076.4
5,749,988.83
Contents
